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Commercial Credit Analyst 

About the Organization We are people serving people. Established in 1849, Savings Bank of Danbury is a full-service community bank rooted in history and positioned for the future. We provide a full array of deposit, savings, and lending services for individuals and businesses. Through modern banking technology, our customers can access to their accounts and manage their money anytime, on the go. We are committed to employing highly-motivated people who value customer care, professionalism, and team success.  
EOE Statement Savings Bank of Danbury is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.  
Position Commercial Credit Analyst  
Full-Time/Part-Time Full-Time  

Responsible for investigation and analysis of financial condition of commercial borrowers.


Prepare Credit Approval Memorandums consisting of thorough analysis of new and renewing commercial loans for presentation to appropriate credit approval authority;

Prepare financial spreadsheets for analysis of financial statements and tax returns;

Provide recommendations regarding loan structure;

Analyze and make recommendations to management regarding credit issues;

Communicate with borrowers, accountants, management and bank staff as needed for credit investigations;

Make recommendations for appropriate risk ratings;

Provide analysis and review of existing commercial loans;

Provide technical advice and assistance to loan officers and other bank personnel as needed;

Produce Reports as required for management, loan officers, and/or committees;

Portfolio Management Responsibilities

Review commercial appraisals for compliance and accuracy;

Is aware of and complies with CRA/HMDA Guidelines/Flood Insurance/Appraisal Regulations and adheres to Bank policies and procedures on such issues.

Is aware of and complies with regulatory guidelines and policies as well as the bank's policies and procedures

Complete special projects/duties as assigned.


B.A. in Accounting or related subject or equivalent work experience with financial, accounting and/or business emphasis. Three years of relevant work experience in a banking or related field. Proficient in Microsoft Word and Excel. Familiar with Lending Platforms such as Sageworks, Moody's, etc. Requires excellent written and verbal communication skills

Position Requirements


  • B.A. in Finance or related subject
  • 2-3 years of equivalent work experience in the credit field.
Hours Per Week None Specified 

This position is currently accepting applications.

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