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Title

Mortgage Originator 

About the Organization We are people serving people. Established in 1849, Ives Bank is a full-service community bank rooted in history and positioned for the future. We provide a full array of deposit, savings, and lending services for individuals and businesses. Through modern banking technology, our customers can access to their accounts and manage their money anytime, on the go. We are committed to employing highly-motivated people who value customer care, professionalism, and team success.  
EOE Statement Ives Bank is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.  
Position Mortgage Originator  
Full-Time/Part-Time Full-Time  
Description

Mortgage Originator

ESSENTIAL DUTIES AND RESPONSIBILITIES: Participate in the development and implementation of the Bank’s external mortgage origination process. In collaboration with mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals. Reports to the Sales Manager, Residential Lending.

Loan and Relationship Management

Relationship building to generate new mortgage business for the bank

Consistently follow up on potential prospects and leads.

Quote loan rates and answer questions pertaining to the loan product or products based on regulatory guidelines and bank policy.

Interview mortgage loan applicants following lending policy guidelines and bank's customer service guidelines.

Accurately complete loan applications and other necessary documents within the Encompass system; collect all necessary documents from the applicant(s).

Actively follow up with applicants for required documents or information needed to process and underwrite the mortgage application in a timely manner.

Sales Goal Performance

Achieve mortgage origination goals of $12 Million in closed loan origination annually.

Achieve goals and objectives set within employment agreement.

Contribute to bank promotional and marketing activities to generate leads for mortgages.

Achieve customer referral goal of 6 per year from former clients.

Achieve realtor referral goal from new and existing realtor contacts of 18 quality referrals that lead to an application per year.

Achieve minimum referral goal of 12 from COI’s such as Builders, Attorneys, Financial Advisors, and Accountants.

Maintain an accurate record of customer contacts in CRM system, including valuable notes to assist our sales process within the bank.

Address applicant/customer questions and concerns, document the conversations and take appropriate action to overcome issues; enter in Compliant Tracker for compliance purposes.

Conduct sales calls and generate leads on referral sources to generate mortgage business.

Use sales and technical expertise to assist customers on meeting their needs for current and potential services and products.

 

 
Position Requirements

Educational and experience requirements include:

Bachelor's Degree or equivalent mortgage experience preferred

4+ years’ experience in mortgage lending sales

Strong business development skills

Ability to work independently with little supervision

Excellent written and oral communication skills to interact with customers, prospects and our internal team

Proven customer relationship management skills

Proven marketing skills and a demonstrated ability to generate mortgage sales leads

Registered with the National Mortgage Licensing System (NMLS)

Bilingual preferred but not required (Spanish or Portuguese)

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

 
Hours Per Week None Specified 


This position is currently not accepting applications.

To search for an open position, please go to http://SavingsBankofDanbury.appone.com



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