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Title

PCQC Auditor 

About the Organization Founded more than 25 years ago, Indecomm blends intelligent automation with deep mortgage banking expertise to deliver groundbreaking mortgage innovations that help businesses optimize operations and achieve competitive advantage. Backed by a 1500-strong global workforce, Indecomm's automation-as-a-service approach benefits mortgage organizations, enabling them to offer better borrower experiences by streamlining middle and back-office operations.

Indecomm takes an automation-first approach, partnering with large and mid-sized lenders, servicers, mortgage insurers, and title companies to create efficiencies at every phase of the mortgage lifecycle. Specifically, Indecomm products and services leverage robotics process automation (RPA), supervised automation, and machine learning to tackle the industry's most complex operational challenges.  
EOE Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.  
Exempt/Non-Exempt Non-Exempt  
Full-Time/Part-Time Full-Time  
Location Remote  
Description

Quality Control Auditor (Post Close)

Job Description:

The QC Auditor performs post close quality control reviews on conventional, government and non-conforming loan production in accordance with the requirements of Fannie Mae, Freddie Mac, Housing and Urban Development, the Veterans Administration, the USDA, and private investors.  The QC Auditor will also review re-verification documents received on loan files to ensure the information re-verified, aligns with the documentation in the loan file.  Review of loan files for red flags indicating potential fraud or misrepresentation.  Additionally, the QC Auditor will also examine loans for federal and state compliance.

Key Responsibility Areas:

    • Audit loan file in compliance with agency or private investor guidelines. This includes, but is not limited to eligibility, calculation and analysis and documentation of income, assets, liabilities and borrower and mortgage program eligibility. 

    • Perform data integrity check of Automated Underwriting System. 

    • Perform collateral assessment/review of appraisal for data, validity of comparable, value conclusion, and if repairs were required to meet safety and soundness requirements. 

    • Identify and review results of required reverification documentation. 

    • Review and identify fraud/misrep red flags. 

    • Perform federal compliance audit including, but not limited to initial disclosures, RESPA, TILA, MDIA, ECOA, Patriot Act, Flood Act, and Fact Act. 

    • Accurate input of all loan information utilizing AuditGenius system for quality control audit. 

    • Respond to Internal Quality Assurance feedback and other reporting functions, as instructed. 

    • Auditor may be asked to perform the following review types: State Compliance, HECM, Canceled/Withdrawn/Denied, Pre-funding, HELOC/Second Mortgages, Adverse Action, and/or Fraud Investigations. 

    • Other tasks and assignments as assigned.

 
Position Requirements

Must Have/Preferred:

  • Tenured Auditor:  Generally a minimum of 5 years underwriting and/or post close qc audit experience in the mortgage industry. 
  • Ability to research agency and/or product specific guidelines.
  • Strong written communication skills.
  • Direct Endorsement Certificate is a plus.
  • Compliance experience is a must.
  • Strong organizational skills are a must.
  • Basic/advanced knowledge of mortgage documents, formats, procedures, guidelines
  • Command of the English language (both verbal and written), to include proper grammar and punctuation.
  • Strong math aptitude.
  • Microsoft Office (i.e., Word, Excel, and Outlook).
  • Must have High school Diploma or GED.
 
Req Number MOR-24-00002  
Close Date  
Salary Range  
Position PCQC Auditor  
Division Lending Solutions Group  
Post Internal Days 0  
Created By Pooja Nagpal  
Number of Openings 1  
Open Date 3/15/2024  

This position is currently not accepting applications.

To search for an open position, please go to http://IndecommGlobalServices.appone.com



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