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Title

Commercial Lender 
About the Organization Superior National Bank approaches every day with the philosophy that we 'Grow Your Future.' Our employees are instrumental in helping us achieve that goal. As an organization, we value the efforts of our employees as they strengthen our pillars of trust through the great work that they do. Each member of our team plays an integral role in supporting the overall success of the organization. We try to create a work environment that supports employee development and engagement by staffing our locations with honest, hard-working people who truly care about one another, their customers, and our community.



If this describes a culture that appeals to you, we invite you to apply to join our team. Thank you for your interest in becoming a team member of Superior National Bank!  
Tags customer service, relationship building, community outreach, sales, commercial lending, loan, credit options, lending limits, negotiation, loan payment options, site/plant visits, collections, compliance  
EOE Statement Superior National Bank is an equal opportunity employer that does not discriminate on the basis of race, religion, national origin, ancestry, age, color, sex, gender, gender identity, gender expression, physical or mental disability, medical condition, pregnancy, military or veteran status, marital status, sexual orientation, genetic information or other characteristic protected by applicable law. If you have a disability that impairs your ability to be considered, interviewed or tested for a position, please let us know what accommodations you may require.  
Open Date 3/8/2024  
Location Troy - Business & Home Loan Center  
Description

Department:

Commercial Lending

Reports To:

SVP/Commercial Lending Director

Last Updated:

02.26.24

Summary:

Build relationships with Commercial customers. Evaluate, authorize, or recommend approval of commercial loans.

Position-Specific Duties & Responsibilities:

  • Meet with business loan applicants to obtain information for loan applications and to answer questions about the process
  • Explain to customers the different types of loans and credit options available, as well as the terms of those services
  • Obtain, compile, and analyze financial, credit, and background information on potential and existing borrowers as necessary for loan processing
  • Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans
  • Approve loans within specified limits, and refer loan applications outside those limits for approval, based on the financial institution’s policies and procedures
  • Negotiate loan terms such as costs, loan period, loan repayment methods, and collateral specifications; make site/plant visits; and inform borrowers of loan commitments
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Coordinate collection efforts with loan collectors and contact borrowers
  • Work with clients to identify their financial goals and find ways of reaching those goals
  • Assist in identifying competition, trends, unfulfilled borrower needs, and potential lending opportunities
  • Understand and follow bank/department regulations, policies, and procedures, and participate in all compliance-related training
  • Thoroughly understand the Treasury Management products and services the bank offers
  • Promote and cross-sell other bank products and services to commercial customers, including deposit accounts and Treasury Management products and services
  • Other duties as assigned and/or necessary

Education & Experience:

  • Bachelor’s degree in business, finance, or related field; or equivalent combination of education and experience
  • Five or more years commercial lending experience
 
Full-Time/Part-Time Full-Time  
Number of Openings 1  
Shift Days  
Exempt/Non-Exempt Exempt  
Req Number COM-24-00001  
Category Commercial Lending  
Hours per week 40  

This position is currently accepting applications.

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