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Title

Retail Loan Support 

EOE Statement First National Bank Bemidji is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) Employer. Women, minorities, individuals with disabilities and veterans are encouraged to apply.

It is the policy of First National Bank Bemidji to provide equal employment opportunity to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and / or expression, genetic information, marital status, familial status, membership or activity in a local human rights commission, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, First National Bank Bemidji will provide reasonable accommodations for qualified individuals with disabilities.
 
Description

POSITION SUMMARY

This position serves primarily external customers; however, responsibilities also include serving internal customers whenever the opportunity presents itself.

This position does not involve direct day to day supervision of employees.

Confidentiality of customer information cannot be overstated. It is expected that all customer information be kept in the strictest confidence. We must do whatever it takes to ensure that our relationships with the public are not jeopardized.

The purpose of this position is to oversee the start-up and the final process of real estate loans ensuring final documentation is complete, accurate, and in compliance with federal guidelines. This individual is also responsible for a variety of other duties that support all lending done in the Direct Retail Loan Department.

SKILLS & ABILITIES

  • Capability of exercising good judgment
  • Perform satisfactorily under pressure and consistently meet deadlines
  • Possess attention to detail
  • Ability to prioritize and manage workflow in a fast-paced work environment
  • Acquired experience with Windows-based applications and Microsoft Office products
  • Above average aptitude for figures/ knowledge of accounting basics
  • Ability to deal effectively and tactfully with internal and external customers

DUTIES & RESPONSIBILITIES

  • Process real estate transactions after closing
  • Maintenance of real estate files after closing, include, but not limited to, monitoring final title polices in conjunction with title companies and attorneys
  • Prepare, review and respond to audit requests from secondary market
  • Perform consumer and real estate loan check-back procedures
  • Process In-House real estate evaluations
  • Monitor and distribute daily mortgage rates to appropriate staff
  • Monitor delinquent real estate taxes
  • Oversee reporting, including, but not limited to, Insurance Penetration, Past Due/Non-accrual, OPP/OREO, Paid Notes Audit and Paid Notes with Active Escrow
  • Oversee balancing, including, but not limited to, OPP/OREO, RCB Collection Agency
  • Review and Respond to Credit Disputes
  • Prepare and submit annual investor certifications
  • Back-up for the maintenance of new construction loans
  • Back-up for the Loan Report Processor role
  • Ensure backups for the position are properly and thoroughly trained
  • Attend required staff meetings
  • Follow security procedures
  • Abide by all policies, procedures, and expectations set forth in the Employee Manual or requested by management
 
Exempt/Non-Exempt Non-Exempt  
Full-Time/Part-Time Full-Time  
Location First National Bank of Bemidji  
Salary Range  

This position is currently not accepting applications.

To search for an open position, please go to http://TheFirstNationalBankofBemidji.appone.com




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