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Title

Credit Analyst Intern  

Description

Ciera Bank has been serving Texas Communities since 1890, and we now have 8 locations. We’re looking for a part-time Credit Analyst Intern at our Fort Worth location. This role will begin Summer 2023 and will be in office.  We do offer a competitive hourly rate (based on experience).  We’ll provide training and support to help you succeed in your role and provide you with opportunities to advance your career. At Ciera Bank, we consider our employees to be one of our most valuable resources.

 

ESSENTIAL FUNCTIONS (of Credit Analyst Intern include, but not limited to)

  • Spread financial statements and tax returns for use in credit analysis.
  • Assist with the preparation of Credit Memorandums presented to Loan Committee on a weekly basis, with the opportunity to participate in meetings.
  • Perform market research including, but not limited to:
    • Identifying surrounding land uses;
    • Analyzing housing and lot activity;
    • Researching micro-economic trends;
    • Summarizing key points from published reports.
  • Assist with monitoring loan covenants for existing extensions of credit.
  • Utilize Microsoft Excel to build and maintain an internal database of sale comparables for office, retail, industrial, multifamily, land development, and other major types of real estate.
  • Perform site visits to document Banks collateral.
  • Develop a basic understanding of the Banks systems, processes, and underwriting standards.
  • Establish and maintain credit files to ensure accuracy and completeness.
  • Perform other duties, as assigned.

 

KNOWLEDGE, SKILLS & ABILITIES (of Credit Analyst Intern)

  • Pursuing a Bachelor’s degree in Finance, Accounting, or Economics.
  • Real Estate coursework is preferred.
  • Professional experience in a finance or real estate related field through internships, part-time or full-time work, and/or extracurricular activities a plus.
  • Advanced computer skills including Microsoft Word and Excel, with an emphasis on financial modeling.
  • Advanced analytical skills with an ability to interpret complex financial information.
  • In-depth knowledge of accounting principles with ability to prepare and analyze financial statements.
  • Advanced written, oral, and interpersonal skills with ability to prepare and perform presentations.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.

 

PHYSICAL DEMANDS (of Credit Analyst Intern)

Work involves standing and walking for brief periods of time, but most duties are performed from a seated position. There is potential for eyestrain from reading detailed printouts and computer screen. Deadlines, workloads during peak periods and pressure may cause increased stress levels. Work may include occasional pushing, pulling, or carrying objects weighing up to 20 pounds such as files, documents, and computer printouts. Work normally requires finger dexterity and eye-hand coordination to operate computer keyboard at an advanced skill level.

 

WORKING RELATIONSHIPS/CONTACTS (of Credit Analyst Intern)

  • Internal – Any other bank employees, as necessary to fulfill job requirements.
  • External – Occasional contact with borrowers, auditors, regulators, etc.
  • Supervision of Others – No direct supervision of others.
 
Position Requirements
  • Pursuing a Bachelor’s degree in Finance, Accounting, or Economics.
  • Real Estate coursework is preferred.
  • Professional experience in a finance or real estate related field through internships, part-time or full-time work, and/or extracurricular activities a plus.
  • Advanced computer skills including Microsoft Word and Excel, with an emphasis on financial modeling.
  • Advanced analytical skills with an ability to interpret complex financial information.
  • In-depth knowledge of accounting principles with ability to prepare and analyze financial statements.
  • Advanced written, oral, and interpersonal skills with ability to prepare and perform presentations.
  • Must be self-motivated with strong initiative, accountability, and attention to detail.

 

 
About the Organization We are a State chartered full-service community bank with eight banking locations in the North Central Texas area. We embrace the entrepreneurial spirit, conservative values and western heritage that make us truly Texan in our hearts and souls.


Ciera Bank endeavors to make www.cierabank.appone.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please email us at accommodations@cierabank.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.  
EOE Statement Ciera Bank is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.  
Position Credit Analyst Intern  
Category Credit  
Location Ciera Bank -Fort Worth  
Full-Time/Part-Time Part-Time  
Shift Days  
Exempt/Non-Exempt Non-Exempt  
Close Date  

This position is currently accepting applications.

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