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Title

Member Development Officer 

Category Mortgage  
Description

*This is a remote position, which will work out of our Yale Avenue Branch in Denver, Colorado. 

At Blue, we discover pathways to realize your possibilities. The Member Development Officer (MDO) is responsible for originating investment quality mortgage loans, second mortgages, Home Equity Lines of Credit, credit union portfolio and non-residential consumer loans, commercial loans and lines of credit in addition to acquiring deposit relationships. This position is primarily reliant on self-originated opportunities and will have minimal internal referrals. Take actions to enable the credit union to improve the experience for the member by accepting applications, conducting preliminary underwriting reviews, submitting loan applications to processing and underwriting for approval. This position is responsible for spending 50% of their time conducting development activities away from the Credit Union, building external relationships and generating new business as well as developing significant Center of Influence relationships. Loan officers are required to participate in business related development opportunities, attend/conduct home buying seminars, and other activities to encourage and promote relationship opportunities at Blue. The MDO is required to meet sales goals and objectives, regularly engage in making and soliciting sales and conducting sales related activities while supporting the needs of the credit union.

This position also focuses on:

  • Responds to inquiries from prospective customers regarding all types of lending, provides requested information regarding the organizations lending policies and procedures. Provides initial processing efforts by requesting employment and credit checks of applicants, and/or construction plans under consideration. Prepares, records, and reports as requested regarding loan origination and/or closing activities.

  • Cross-sells loan customers products and Initiates referrals of customers to other banking products, including but not limited to, checking, savings, auto loan, secondary loans, and/or credit cards.

  • Receives and screens loan applications; submits appropriate documentation for necessary approvals, requests applicant credit and mortgage status, banking and personal references, notifies those applicants not qualified for further consideration.

  • Conducts the loan interview and secures the customer information necessary to initiate a loan transaction. Then provides loan information and service to customers, realtors, and others as needed.

  • Sources deposit and loan opportunities by creating an external network of contacts through community engagement and Center of Influence (referral) relationships.

  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

Full Time Position

Compensation Range: $65,000 - $75,000

Check out this short video for a glimpse at the culture we strive for here at Blue:  Working at Blue!

 
Position Requirements

EXPERIENCE: Three years to five years of similar or related experience, including preparatory experience. Experience with Federal Housing Authority (FHA), Veterans Affairs (VA), and Federal National Mortgage (Fannie Mae), construction loans, bridge loans, consumer residential and non-residential loans, commercial loans, deposit products and cash management services.

EDUCATION/CERTIFICATIONS/LICENSES: Requires a college degree or equivalent experience and knowledge. Incumbents are required to maintain their registration active and current with the National Multistate Licensing System (NMLS) registration under the S.A.F.E. Act of 2008. Must be able to pass background and credit checks to ensure you meet NMLS registration and Blue requirements. Unfortunately, not meeting or staying current may result in a rescinded offer or removal from the role.A high school degree or equivalent A college degree.

INTERPERSONAL SKILLS: A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature. Communications may involve motivating, influencing, educating and/or advising others on matters of significance. Typically includes subject matter experts as well as first level to middle managers.

OTHER SKILLS: Is responsible for a width of information including but not limited to: the organizations current mortgage loan interest rates, commitment/rate lock/relock fee procedures, consumer loan products/rates/guidelines that are used in conjunction with Mortgage Lending (Exec lines, second mortgage products, swing loans, land loans, etc.).

 
Full-Time/Part-Time Full-Time  
Compensation $65,000 - $75,000  
Bondability Eligibility for employment is dependent on bondability.  
Job Site Location Flex Work Arrangement - Working out of our Yale Avenue Branch in Denver, Colorado  
Position Member Development Officer  
Number of Openings 1  
Open Date 9/23/2022  
Location Denver, CO  
About the Organization Our mission is 'We discover pathways to realize your possibilities.' Our employees uphold this mission by utilizing our values as stepping stones to sustain our amazing culture. Those values are Boundless Optimism, Unwavering Confidence, Uniquely Us, and Over the Top. Thank you for showing an interest in Blue Federal Credit Union!  
EOE Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.  

This position is currently not accepting applications.

To search for an open position, please go to http://BlueFederalCreditUnion.appone.com



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