Share Email Opening Title AML Analyst  Description Tropical FCU (TFCU) is a Sun-Sentinel Top Workplace four years in a row.  Being part of the Compliance Team and TFCU overall will provide you with opportunities to engage by learning, growing, contributing, collaborating, and developing professionally. Join us for a great employee experience focused on engaging employees and members alike.   Summary: Individuals in the job are responsible for assisting Tropical Financial Credit Union in the achievement of its purpose of guiding members successfully through the financial marketplace. As an AML analyst, performs daily work to mitigate the risks to the Credit Union for BSA compliance. The position is responsible for the daily review and in-depth research and analysis of account transaction alerts generated in the anti-money laundering tracking software (Verafin) and various reports to identify suspicious activities. The position will perform compliance-driven assignments relating to the Bank Secrecy Act and OFAC, CTR filings, and 314a requests from FinCEN. Essential Duties and Responsibilities include the following. Other duties may be assigned. Provide service that meets the Service Standards defined by Tropical Financial Credit Union and achieve annual goals that are established through the Performance Management Process. AML Analyst: Suspicious Activity Monitoring and Reporting Reviews alert generated by the automated AML monitoring software for potentially suspicious activity on consumer and business accounts. Performs in-depth analysis to detect and monitor suspicious activity related to money laundering, terrorist financing, or fraudulent activities identified for Suspicious Activity Reporting. Communicates with appropriate departments, branch offices, and shared facilities, or conduct Internet research to obtain further information or documentation necessary to complete the in-depth account analysis. Documents the review as required for the Credit Union’s due diligence and to substantiate conclusions. Makes independent determination to acknowledge the alert, open a case and investigate, or escalate the transactions for further review by the BSA Compliance Officer or Security Investigator. Ensures timely reporting and escalation of significant issues to management. Maintains an understanding and working knowledge of the policies, procedures, and regulations pertaining to the Bank Secrecy Act, the Credit Union’s BSA Program and procedures, and the functionality of TFCU’s operations and systems. Maintains an understanding of AML trends and methodologies. Decedent Account Specialist Handles the process needed to close individually owned decedent accounts, or to re-title or close jointly owned decedent accounts. A great deal of precision, detail, and empathy is required due to the potential risk involved and the sensitive nature of decedent situations. Take steps needed to secure accounts on which an account owner has passed away. Great attention to detail is required Place flags, and memos, close debit cards, and remove personal lines of credit. Make contact as needed with survivors of the estate. This can include phone, email, and mail Work directly with surviving family members/loved ones, beneficiaries, Personal Representatives of the Estate, etc., to ensure funds distribution to the correct parties. Research court records, internet files, obituaries Follow-up regularly until the deceased account is settled. Compliance Assistant Reviews accuracy of Currency Transaction Reports and data submitted by the branch office staff, files electronic Currency Transaction Reports with FinCEN in a timely manner within regulatory requirements. Completes research on highly confidential 314a requests received from FinCEN, as assigned. Assists with preparation for external audits and regulatory examinations. Conducts other compliance assignments or activities, as assigned by the BSA Compliance Officer or Chief Compliance Officer. Successfully participates in regulatory and credit union training requirements by various delivery methods. Compliance BSA Compliance – every employee is required to uphold the credit union’s compliance with the Bank Secrecy Act and anti-money laundering policies and procedures. Specific functions within TFCU will take into consideration the awareness of unusual or suspicious activity that is relevant to the department. In addition to any other assigned training courses, online BSA and OFAC courses must be completed at least annually, as made available by the Training and/or Compliance Departments. Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, USA Patriot Act, OFAC, Fair Lending, and Credit Card Act. Comply with all TFCU policies and procedures to ensure compliance with such regulations. Performs other duties as required with or without accommodation. We offer Excellent Benefits such as: Medical, Rx,  Dental, and Vision Insurance Retirement Profit Sharing 401K Plan Accident, Cancer, and Hospital Indemnity Plan Prepaid Legal Voluntary Life Insurance Pet Discount Program Paid Time Off/ 11 Paid Holidays Tuition Reimbursement/Student Loan Paydown Program And so much more!   Position Requirements Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. A high degree of analytical skill with strong attention to detail, research, and reasoning Strong decision-making skills Interpersonal skills to interface effectively with management and staff at all levels, including the Board of Directors Ability to read, understand and interpret Federal and State guidance and regulations Excellent time management and organizational skills Ability to multitask under tight deadlines Highly motivated and self-starter who can both work independently without supervision, as well as a team player Excellent written and verbal communication skills Demonstrates professionalism and maintains confidentiality regarding issues of a sensitive nature Proficient in Microsoft Office including Word, Excel, and PowerPoint Education and/or Experience Bachelor’s Degree or equivalent work experience related to the position responsibilities. Three years work experience in a financial institution Experience with AML/BSA compliance; CAMS certification is a plus. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand, walk, sit and use hands to handle or touch. The employee is occasionally required to reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.     Full-Time/Part-Time Full-Time   Exempt/Non-Exempt Non-Exempt   Location Miramar - Headquarters   About the Organization Tropical is a not-for-profit, member-owned and member operated financial cooperative, serving South Florida since 1935. We operate a fun, and family-oriented work environment where every employee has the opportunity to learn and grow in their career and move up within the organization. It's an organization that values your contributions and rewards you for your performance. TFCU has proven to be an organization that is dedicated not only to TFCU's success, but the success of its employees and the financial success of our members.   EOE Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.   This position is currently not accepting applications. To search for an open position, please go to http://TropicalFinancialCreditUnion.appone.com WE ALSO RECOMMEND Other Jobs Within Same Category -- None found -- Other Jobs Within 60 Miles -- None found --

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