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Senior Credit Analyst 


Opportunity Finance Network (OFN) is looking for a talented and mission driven Senior Credit Analyst to support senior Financial Services staff in the underwriting and portfolio management of OFN’s investments. Responsibilities also include gathering and compiling data, loan investment analysis, financial statement analysis, monitoring investments, relationship management, portfolio analysis and composing written summaries. The Senior Credit analyst is responsible for monitoring the accuracy and completeness of the quarterly and annual covenant compliance review process. This is a great opportunity for those interested in impact investing and lending where it counts.


OFN is a leading national network of CDFIs (community development financial institutions) headquartered in Washington D.C. In pursuit of our mission to align capital with social, economic, and political justice, OFN supports its 360+ member CDFIs with money, strength, and voice to drive transformational change in underserved rural, urban, and Native communities nationwide. We help money flow to people and places where traditional finance doesn’t reach. As a financial intermediary, OFN secures private capital for CDFIs through strategic partnerships with numerous partners.


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People who work at OFN come from a variety of professional and academic backgrounds. Be a part of our growing diverse, highly committed, skilled and collaborative staff who are guided by the following values:


  • Passion for the mission and true believer in our core purpose.
  • Courage to be a fearless advocate who is confident and resilient in our fight to drive capital into low-income communities.
  • Smart, quick seekers of knowledge who thrive on creating and developing new strategies, products, and programs for increasing capital to communities we serve.
  • Desire to be a collaborative team player who possesses humility and a willingness to lean in all areas of our work.

Core Responsibilities:

  • Assist Financial Services team in loan underwritings, including various analyses, calculations, summaries, and other tasks as required by the underwriter.
  • Assist in analysis and preparation of annual loan portfolio review.
  • Perform annual credit reviews of borrowers.
  • Support the completion of OFN’s annual member survey. Validate annual member survey data in conjunction with annual reviews and for other members as requested.
  • Consistently spread borrowers’ financial statements into OFN statement template with minimal assistance and excellent attention to detail.
  • Review credit analysts’ management of quarterly and annual loan covenant compliance, to ensure all covenant materials received and reviewed by credit analyst, and any cases of covenant violations are communicated to investment officers and financial services team.
  • Review covenant worksheets and compare against submitted financial statements for borrowers rated Acceptable- and below.
  • Confirm that covenant worksheets tie to CDFIs’ annual financial statement audits.
  • Prepare covenant worksheet based on investment documents.
  • Work with credit analysts to analyze portfolio trends and identify portfolio vulnerabilities by interpreting data on payment trends, borrower financial ratios, pricing, economic influences, and other factors affecting the portfolio.
  • Review investment committee meeting minutes for accuracy.
  • Provide quality customer service at all points of contact with OFN borrowers and prospects as well as answer questions and advise customers regarding loans and transactions with OFN borrowers and prospects.
  • Confer with CDFIs and other business representatives to exchange credit information as needed as well as conduct research for new program or project developments.
Position Requirements


  • Bachelor’s Degree or 5-7 years of work experience in lieu of a degree.
  • 3+ years of direct work experience in financial statement analysis or credit underwriting required.
  • Experience working with a customer relationship management system a plus.
  • Comfort working in a small office environment.
  • A strong passion for, understanding of, and commitment to OFN’s mission, vision and values. Familiarity with the CDFI industry strongly preferred where one can be a fearless advocate, who is confident and resilient in OFN’s fight to drive capital into low-income communities.
  • A collaborative team player who possesses good interpersonal skills to work across all levels of the organization, humility, and a willingness to learn in all areas of our work.
  • Smart, quick seeker of knowledge with the ability to think strategically, creatively, and tactically to analyze results and assist in implementing plans for increasing capital to communities we serve.
  • Superior written and verbal communication skills required with emphasis on clarity, conciseness, and relevance.
  • Superior interpersonal skills and ability to work constructively with diverse constituents is required.
  • Ability to understand loan documentation.
  • Strong organizational skills and ability to manage multiple tasks under minimum supervision in and effective and efficient manner required.
  • Demonstrated ability to work independently or in team environment as required.
  • Digital literacy and ability to navigate workplace technology.
  • Job involves normal physical requirements for an office position.
  • Some travel required (10% of time)



Supervisor: SVP, Financial Services FLSA Status: Exempt

Full-Time/Part-Time Full-Time  
Salary Range  
Exempt/Non-Exempt Exempt  
Location Washington D.C.  
EOE Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability status, protected veteran status or any other characteristic protected by law.  

This position is currently not accepting applications.

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Posted on: 8/31/2021
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