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Title

SBA Portfolio Analyst 

Category SBA  
Description

The ideal candidate for the SBA Portfolio Analyst position at IncredibleBank will be responsible for providing a high level of assistance and support to the Government Guaranteed Lending Department (GGL), which includes both SBA and USDA business loan transactions. Individuals in this position should possess advanced knowledge of SBA SOP lending principles, practices and procedures and have a solid understanding of business lending compliance rules and regulations.

Incrediblebank is based out of Wausau, WI however this role can work remotely out of a home office.

What you'll be doing:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Essential duties and responsibilities include the following:

  • Understand and adhere to the Bank's Loan Policy, the SBA SOP and other business lending compliance rules and regulations.
  • Servicing all types of government guaranteed loans to maintain compliance with Bank/SBA/USDA policies.
  • Maintain existing SBA portfolio by monitoring tickler items, required financials, etc. to ensure compliance with bank and government policies.
  • Respond to all client inquiries and requests regarding releases, subordinations, and substitutions of collateral, moratoriums and loan payoff demand requests.
  • Monitor SBA/USDA portfolio for delinquencies.
  • Partner with Business/Consumer Loan Ops department staff to create best practices and solutions for process and policy enhancements.
  • Work closely with SBA Portfolio Manager and SBA Credit Manager in providing reporting to SBA Division Head, Risk Committee and Senior Management as needed.
  • Perform other duties that may be required by the GGL department.
  • Seeks opportunities to grow relationships, working within the prescribed framework of the Bank's policies and procedures to offer flexible and competitive banking solutions.
  • Maintains constructive and positive working relationships with bank customers and their representatives, as well as referral sources, retail branch partners and SBA Development Officers.
  • Complete SBA file reviews on existing and new SBA loans.
  • Complete annual reviews on existing SBA loans.
  • Complete loan presentations /cash flow analysis for servicing requests.
  • Monitor the financial tracking system.
  • Complete and file 1502 report.

What you'll bring to the table:

Education/Experience

  • A two-year degree from an accredited University or equivalent industry training or experience related to business lending, processing and compliance required, a four year degree preferred; or equivalent combination of education and experience
  • 3-5 years related experience with business loan and legal documentation and the business lending process.
  • Working knowledge of Windows, Microsoft Word and Excel, Outlook, and have a high degree of computer system competency.

Perks

  • Flexible - work from home opportunity.
  • Join an organization that's recognized as "Great Place to Work".
  • Amazing benefits - details at https://incrediblebank.mybenefitsapp.com/
 
Location Remote  
About the Organization At IncredibleBank, we believe in our employees, our customers, and the impact we make in our communities. When your name is Incredible, it's a lot to live up to! And we feel it.

Because of that, we continually look to raise the bar, expect more out of ourselves and each other, break out of "traditional banking," and make our mark in an industry that needs a good shake-up! It's #HowWeIncredible  
EOE Statement IncredibleBank is an Equal Opportunity Employer. We will consider applicants for our positions without regard to any category protected by applicable federal, state, or local law, including but not limited to: race, color, religion, sex, gender identity, sexual orientation, pregnancy, age, national origin, physical or mental disability, military or veteran status, genetic information, or any other protected classification.  

This position is currently not accepting applications.

To search for an open position, please go to http://IncredibleBank.appone.com



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