Share Email Opening Title Senior Commercial Credit Analyst  About the Organization We are people serving people. Established in 1849, Savings Bank of Danbury is a full-service community bank rooted in history and positioned for the future. We provide a full array of deposit, savings, and lending services for individuals and businesses. Through modern banking technology, our customers can access to their accounts and manage their money anytime, on the go. We are committed to employing highly-motivated people who value customer care, professionalism, and team success.   EOE Statement Savings Bank of Danbury is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.   Position Senior Commercial Credit Analyst   Full-Time/Part-Time Full-Time   Description The Senior Commercial Credit Analyst is responsible for investigation and analysis of the financial condition of commercial borrowers. Key responsibilities include meeting/exceeding quality evaluations, maintaining a high level of service quality, producing accurate reporting to lenders and document prep area, and follow lending policies and guidelines. Primary Duties: Provide review of new credits, all existing commercial loans and lines of credit, including loan renewals and modifications, as part of an ongoing loan review program. Prepare Credit Approval Memorandums consisting of thorough analysis of new and renewing commercial loans as well as annual reviews for presentation to appropriate credit approval authority. Produce spreadsheets, reports, summaries and opinions for commercial banking officers. Spread and analyze financial statements and tax returns. Provide technical advice and assistance to commercial loan officers and other staff members as needed. Assist in the due diligence process as needed to close commercial loans. Communicate with borrowers, accountants, management and bank staff as necessary for credit investigations. Make recommendations for appropriate risk ratings. Perform other loan review assignments as required. Produce reports as required for management, loan officers and/or committees. Assist in training of new employees. Provide internal review of all related appraisals.   Position Requirements Educational and experience requirements include: Bachelor's degree in finance or an equivalent, advanced credit experience preferred 4+ years relevant experience in credit evaluation and administrative process Advanced knowledge of banking customer service principles and processes Strong interpersonal skills including verbal and written communication and listening skills Strong computer and banking software to include advanced experience with Word and Excel Proven ability to stay current with and comply with industry regulations Physical Demands and Work Environment The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee: Is regularly required to operate a computer and other office equipment, such as, a copy machine, calculator, phone, and computer printer. Must be able to remain in a stationary position 80% of the time. Is required to have close visual acuity to perform an activity such as, viewing a computer terminal and determine the accuracy, neatness, and thoroughness of work assigned to self and staff. Is required to express or exchange ideas by means of the spoken word to convey detailed spoken instructions to other employees accurately. Must be able to receive detailed information through oral and written communication. The noise level in the work environment is usually low to moderate.   Hours Per Week None Specified  This position is currently not accepting applications. To search for an open position, please go to http://SavingsBankofDanbury.appone.com WE ALSO RECOMMEND Other Jobs Within Same Category -- None found -- Other Jobs Within 60 Miles System Administrator in Danbury, CT Posted on: 1/26/2024 [Apply Now] Relationship Banker II in Bethel, CT Posted on: 1/25/2022 [Apply Now] Part-Time Associate Banker (Brookfield) in Brookfield, CT Posted on: 11/9/2021 [Apply Now] Relationship Banker II (Brookfield, CT) in Brookfield, CT Posted on: 8/18/2022 [Apply Now] Relationship Banker II (Float) in Danbury, CT Posted on: 11/18/2019 [Apply Now] Follow us

 

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