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Title

Business Development Specialist 

EOE StatementWe are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. Fresno EOC is reflective of all communities we serve.
 
About the Organization Diversity Statement
Fresno EOC is reflective of all communities we serve.

Our Vision for our Agency
As an entrepreneurial agency, we bridge the gap to self-sufficiency by providing opportunities and resources, as we initiate and partner in shared community efforts to improve the quality of life.

Our Vision for Those We Serve
Empowered individuals who thrive as healthy, self-sufficient and contributing members of our communities

Our Vision for our Community
Healthy communities with equal access to social justice, jobs, education and resources.  
Description

SUMMARY

The Business Development Specialist will work under Business Development Director for Access Plus Capital, dba of Fresno CDFI, a subsidiary of Fresno Economic Opportunities Commission (Fresno EOC). The Business Development Specialist is responsible for representing Access Plus Capital in its lending activities and originating new loan transactions. The ideal candidate will have at least 2 years' experience in economic development and in lending. Knowledge of SBA programs is helpful.

Access Plus Capital is a US Treasury-certified community development financial institution and Small Business Administration (SBA) Approved Microloan Intermediary Lender. It offers financing and training services to small businesses and entrepreneurs in central California. Since its inception in 2009, it has lent almost $28 million to over 800 entrepreneurs helping them realize their dreams by starting and growing their small businesses. For more information, go to http://accesspluscapital.com

Assist in the fulfillment of the agency's vision, 'For Those We Serve,' by empowering individuals to thrive as healthy, self-sufficient and contributing members of our communities.

DUTIES AND RESPONSIBILITIES/ESSENTIAL FUNCTIONS

Contribute to loan production goals by identifying and evaluating lending opportunities.

Markets and promotes financial products and services to individuals and firms.

Meets with applicants/clients to review available loan and credit options and assist in the completion of loan applications process.

Analyzes applicants' financial status, credit report and collateral to determine feasibility of loan approval.

Obtains, compiles and analyzes applicants' credit report and histories, business financial statements, and other financial information.

Ensures timely follow up with applicants and submit loan packages of $50,001 - $500,000 to underwriting staff.

Represents Fresno EOC and Access Plus Capital in a professional manner at all times.

Explains processes and takes appropriate action(s) to resolve applicant/client concerns and complaints in a professional manner.

Travels for agency business using personal/agency vehicle.

Maintains regular attendance and punctuality.

Works evenings and weekends as required.

Performs other duties as assigned.

 
Position Requirements

QUALIFICATIONS

To execute this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION:

Bachelor’s degree in Business Administration, Finance, Accounting, Economics, or related field required. Additional work experience may substitute required education on a year-by-year basis.

EXPERIENCE:

Four (4) years of relevant experience in finance/banking sector required.

Minimum 2-3 years of experience in credit analysis of small business loans in a non-profit or for-profit environment. CDFI experience a plus.

Working knowledge of credit principles, policies, practices and financial & cash flow analysis.

Excellent mathematical, analytical and computer skills, including strong proficiency with Excel and databases.

Candidates should have strong sales and communications skills.

OTHER QUALIFICATIONS:

Proficient in Microsoft Office Suite and other business software.

A high level of professionalism is required.

Desire to work in a multicultural environment; commitment to working with underserved communities.

Ability to work with clients in a respectful and understanding manner, to maintain confidentiality and to coordinate and prioritize to meet specified deadlines.

Committed to the work of community development and making a positive impact in the urban and rural business communities.

Strong interpersonal skills and customer service.

Willing to work non-traditional hours and days to meet the needs of this position.

Strong organizational skills and must be able to multi-task.

Strong English verbal and written communications skills.

Maintain a valid California driver’s license, reliable transportation, and adequate auto insurance as required by State law.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; and talk or hear. The employee frequently is required to stand, walk, and reach with hands and arms. The employee is occasionally required to stoop, kneel, crouch, or crawl. The employee must regularly lift and/or move up to 10 pounds, frequently lift and/or move up to 25 pounds, and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is occasionally exposed to outside weather conditions. The noise level in the work environment is usually moderate.

Note: The statements herein are intended to describe the general nature and level of work being performed, but are not to be seen as a complete list of responsibilities, duties, and skills required. Also, they do not establish a contract for employment and are subject to change at the discretion of Fresno EOC.

 
Full-Time/Part-Time Full-Time  
Shift -not applicable-  
Program/Dept. Access Plus Capital  
Salary DOE  
Benefits Excellent Group Health Insurance, 13 paid holidays, Paid Vacation, Pension Plan, 403(b) Plan  
Keywords Lending, banking, business development, loans, credit analysis  
Division Community Development Financial Institution  
Close Date  
Number of Openings 1  
Exempt/Non-Exempt Non-Exempt  
Req Number LEN-19-00001  
Location Fresno- CDFI  
Flyers None Specified 

Work schedule/Overtime Required

M - F 8:30 AM - 5:00 PM

 

This position is currently accepting applications.

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