Reports To: Branch Manager
SUMMARY:
The Customer Service Representative performs a variety of customer service related duties to provide service to the bank's customers in conformance with established bank policies and operating procedures.
Key responsibilities include, compliance with all banking regulations and the policies and procedures established by management, building customer relationships, accurately recording daily transactions, identifying products and services that will benefit customer accounts and efficiently accomplishing customer requests. Serve as Teller when needed.
Key Responsibilities:
Branch & Personal Sales Performance Goals
-Achieve personal & branch goals for customer satisfaction, account openings, deposit growth, loan origination, and referrals
-Open, cross sell, maintain existing accounts and products to new and existing customers
-Provide quality customer service with every customer interaction; exceed service expectations
-Greet every customer with a smile, use eye contact, and pleasant greeting
Branch Operations
-Perform daily operational functions, such as, opening accounts and services, Safe deposit box entry, completing account maintenance, balancing a cashbox and vault as needed, assist with surprise spot check audits, etc.
-Follow security protocols with opening, closing, and daily observation
-Open and process all necessary steps and documentation for account opening, ebanking, online banking, and other services
Product Knowledge & Recommendations
-Conduct in-branch training with staff on products and services offered at the bank
-Review current accounts and services to assist customers choose best fit for them
-Use needs-based selling by asking open ended questions, listening to the customer, and offering products and services to fit their needs
Compliance, Security & Branch Condition
-Follow all bank policies/procedures
-Maintain the condition of branch building and equipment, including cleanliness and maintenance
-Is aware of and complies with CRA guidelines and policies and the bank's non-discrimination policy; complies with banking regulations
-Perform and/or assist with all branch audits such as semiannual branch audit, safe deposit box audit, teller cashbox audits, marketing audits, etc.
-Comply with all daily, monthly and quarterly Security procedures
-Comply with BSA requirements relating to Suspicious Activity Reporting, Currency Transaction Reporting, OFAC and red flags
- Assist staff and customers with issues or areas of concern and record in the Complaint Tracker with follow-up
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