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Employee Benefits Underwriter 


The underwriter is a skilled professional on matters pertaining to underwriting, rate development and all other financial considerations. He/she evaluates risk, defines benefits and financial arrangements, computes and establishes initial and/or renewal rates or funding terms on cases with various financial arrangements and group insurance products. The underwriter must also be able to perform various related analysis including employee contribution strategies and long term cost projections with minimal supervision. This position works in tandem with an Account Manager or Producer on assigned accounts negotiating rates/fees/financial terms with vendors on behalf of clients. The underwriter verifies benefit levels, rates and the completeness and accuracy of financial terms and rate /fee arrangements. In addition to assigned case work, he/she must be able to assume project responsibilities when needed.

Position Requirements
  1. Bachelor’s degree from a four year accredited institution; or five years of related experience and or training.

  2. Ability to write routine reports and business correspondence.

  3. Experience working with PCs is required. Candidates must have experience in a Microsoft Windows environment including Word and Excel. Advanced Excel experience is preferred. Other system knowledge is helpful.

  4. Ability to work as a part of a team – collaborating with both junior and senior members of the Benefits Department staff.

  5. Ability to calculate figures such as discounts, compound interest, proportions and percentages and apply basic concepts of business mathematics and algebra in underwriting problems.

  6. Ability to work effectively with deadlines is essential.

  7. Ability to interpret a variety of instructions furnished in oral written, diagram, or schedule form.

  8. Ability to define problems, to collect data, to establish facts and to draw valid conclusions.

Full-Time/Part-Time Full-Time  
Position Employee Benefits Underwriter  
Exempt/Non-Exempt Exempt  
Location Philadelphia  
About the Organization The Graham Company is an insurance and employee benefits broker that partners with business owners in high-risk industries like construction, manufacturing, distribution, chemical, health and human services and others, to prevent losses, train high-risk employees, manage claims, and tailor-fit insurance programs that will adapt to your risks as your business evolves.

Traditionally, brokers focus on policies and respond only when situations arise. We believe that effectively managing your risk requires a proactive approach, starting with a comprehensive risk analysis and workforce education. We labor over policies, and commit ourselves to rectifying the risks that may leave a company exposed.

This position is currently not accepting applications.

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