Share Email Opening Title Vice President, Commercial Banking Officer  About the Organization We are people serving people. Established in 1849, Savings Bank of Danbury is a full-service community bank rooted in history and positioned for the future. We provide a full array of deposit, savings, and lending services for individuals and businesses. Through modern banking technology, our customers can access to their accounts and manage their money anytime, on the go. We are committed to employing highly-motivated people who value customer care, professionalism, and team success.   EOE Statement Savings Bank of Danbury is an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.   Position Vice President, Commercial Banking Officer   Full-Time/Part-Time Full-Time   Description Reports To: EVP, Chief Administration Officer Direct Reports: 0 FLSA Status: Exempt The Commercial Banking Officer position is responsible for making a valuable contribution to the bank's commercial lending sales and Business development. Key responsibilities include new business development, customer contacts, quoting/developing lending proposals, customer relationship management, contributing to marketing/lead generation and assisting with deposit growth. Key Responsibilities Sales Goal Performance Achieve goals and objectives set for customer retention, commercial loan close rates and new business volume Achieve goals and objectives set for commercial loan growth Contribute to bank's marketing activities to generate leads for our sales process Create and develop commercial relationships through networking, cold calling and other sales methods Service and expand existing relationships through calling efforts and contact management activities Stay current on bank products and services with emphasis on commercial banking Customer Contacts Achieve goals and objectives set for number, type and frequency of customer contacts Maintain an accurate record of customer contacts and calls in CRM (Coretrac) system, including valuable notes to assist our sales process across all channels Generate accurate expense reports and lists of new and/or potential contacts in their market area Assist with customer presentations and on-site customer visits and invite business partners as needed Provide support to business partners and use analysis to discover the cause and effect of specific problems Address customer questions and concerns, document the conversations and take appropriate action to overcome issues; list in the Complaint Tracker with resolution Commercial Loan Deliverables & Loan Proposals Deliver accurate monthly and quarterly projections for anticipated new business volume Respond promptly to all commercial banking opportunities and requests from customers and prospects Consistently follow up on bank product offerings made to prospects Gather and analyze basic financial and background information through meetings with commercial loan prospects Determine prospect's credit worthiness and debt repayment capabilities Prepare loan proposals with specific loan terms consistent with Bank's policies and procedures to discuss with loan prospects Upon acceptance of loan proposal by a prospect will perform, in conjunction with the bank's credit analysts, sufficient due diligence to make loan recommendation to management Commercial Loan Closing Management Address customer questions and concerns, document the conversations and take appropriate action to overcome issues and list in the Complaint Tracker with resolution Review and sign commitment letters, loan documentation, and other relevant documents, as required Review attorney prepared loan documentation for completeness and conformity to the bank's policies and procedures Make loan presentation to loan committee when appropriate Compliance & Security Review and follow all SBD lending policies Is aware of and comply with CRA guidelines and policies, ethics policy, and the bank's non-discrimination policy; comply with banking regulations Comply with BSA requirements relating to Suspicious Activity Reporting, Currency Transaction Reporting, OFAC and red flags Secure all documents and confidential data following the "clean desk" policy; lock computer screen and secure equipment when leaving desk or station Follow security measures for designated offices you are located in or visiting Performance Expectations Manage time and attendance by entering time off requests and approving time cards before weekly cut-off Be on time for meetings both internally and externally with clients, for events, and other bank activities as a bank representative Provide feedback in Threads periodically for your peers and fellow employees Community Involvement Expand network and sales opportunities by developing relationships with individuals and businesses throughout the community Volunteer for at least two organizations and attend one community event per month Compliance Training & Continuing Education Attend in person training for compliance or other learning events such as webinars or continuing education opportunities Complete all BVS online compliance training on or before deadlines given   Position Requirements Educational and experience requirements include: Bachelor's degree in business or in a relevant field or an equivalent amount of training 5+ years relevant experience in a sales and commercial banking Strong business development skills Proven ability to profitably and accurately develop quotes/proposals for new opportunities Above average written and oral communication skills to interact with customers, prospects and our internal team Strong customer relationship management skills Demonstrated ability to generate sales leads Proficient use of Word, Excel, and CRM Physical Demands and Work Environment The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee: Is regularly required to operate a computer and other office equipment, such as, a copy machine, calculator, phone, and computer printer. Must be able to remain in a stationary position 60% of the time. Is required to have close visual acuity to perform an activity such as, viewing a computer terminal and determine the accuracy, neatness, and thoroughness of work assigned to self and staff. Is required to express or exchange ideas by means of the spoken word to convey detailed spoken instructions to other employees accurately. Must be able to receive detailed information through oral communication.   Hours Per Week 40  This position is currently not accepting applications. 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