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Director of Mortgage Product Innovation - Middletown, RI  

About the Organization Since 1983, Embrace Home Loans, Inc. (formerly Advanced Financial Services) has been a direct-to-consumer originator of residential mortgage loans. Headquartered in Middletown, Rhode Island and employing over 800 people, Embrace currently originates business across 46 states.

Embrace Awards & Recognitions
Best Small & Medium Companies to Work for In America (GPTWI) 2012, 2011, 2009, 2008, 2007, 2005, 2004
INC 5000 Fastest Growing Private Companies in America (Inc. Magazine): 2013, 2012, 2011, 2010, 2007
Best Places to Work in Rhode Island (PBN): 2016, 2015, 2014, 2013, 2012, 2011, 2010, 2009, 2008, 2007, 2006
Business Excellence Award for Community Involvement (PBN): 2006


The Director of Mortgage Product Innovation is responsible for the development of new products, improvements in existing products, and developing the secondary market investor relationships for the products. The specialist should be resourceful, possess experience in crafting innovative solutions and in deal making.


  • Convening and leading cross functional teams in developing new mortgage products and improving existing ones.
  • Working with business intelligence talent in the organization to develop analysis that leads to data driven discoveries of new product opportunities.
  • Support sales and marketing in developing their plans for new products.
  • Assist sales leaders with gaining adoption of new products within their teams.
  • Participate with the Capital Markets Group leaders in deepening our relationships with our current secondary mortgage market partners.
  • Establish new relationships with secondary mortgage market participants and investors.
  • Develop trusting partnerships with prospective mortgage loan investors.
  • Participate in the on-boarding of new products and product changes.

Position Requirements
  • Bachelor degree required
  • Work experience in mortgages, investment banking, and investment sales favored.
  • Leadership background necessary.
  • Demonstrated ability in building relationships, being self-directed, working cross functionally, creating innovative solutions, and leading and motivating others.
  • Experience in utilizing data and analysis in making material level decisions.
  • Demonstrated background in structuring deals.
  • Advanced degree in business or finance helpful
  • Knowledgeable of mortgage products, underwriting, pricing, and secondary market functions.
  • Skilled at business development.
  • Familiar with investment analysis and decision methods.
  • Adept at negotiations.
  • Versed in gaining cross departmental collaboration.
  • Capable of facilitating working groups

Health Benefits:

  • Medical, Dental and Vision Coverage
  • Company-paid Life & Long-term Disability Insurance
  • Voluntary Life & Short-term Disability Insurance
  • 401(k) Automatic Enrollment, first of the quarter, following your six month anniversary
  • Flexible Spending Accounts
  • Employee Assistance Plan

*Medical, Dental, and Life benefits commence on the first of the month following the date of hire.

Embrace Home Loans, Inc. is an Equal Opportunity Employee

Full-Time/Part-Time Full-Time  
Created By Connie Rybacki  
Exempt/Non-Exempt Exempt  
Location Middletown, RI  

This position is currently not accepting applications.

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