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Title

Residential Loan Officer 

EOE StatementSterling Bank and Trust is proud to be an equal employment employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex, (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic.
 
Description

SUMMARY Examines, evaluates, and authorizes or recommends approval of customer applications for mortgage loans by performing the following duties.


DUTIES Interviews applicant and requests specified information for loan application.


Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.


Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.


Corresponds with or interviews applicant or creditors to resolve questions regarding application information.


Compiles loan package and facilitates negotiation with applicant according to establishment standards, including fees, loan repayment options, and other credit terms. Submits loan within specified limits or refers loan to loan committee for approval.


Ensures loan agreements are complete and accurate according to policy.


Assures timely loan closing and funding activities.

Promotes and cross-sells other establishment products and services as appropriate to customer requirements.


Provides loan data to support marketing and sales promotion programs.


Other duties may be assigned.

 
Position Requirements

QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION and/or EXPERIENCE High school diploma or general education degree (GED); and two or more years of Mortgage Loan Officer experience and/or training; or equivalent combination of education and experience. Good customer service skills also required.

 
Full-Time/Part-Time Full-Time  
Exempt/Non-Exempt Non-Exempt  
Req Number MOR-17-00029  
Location San Jose Branch  

This position is currently not accepting applications.

To search for an open position, please go to http://SterlingBankandTrust.appone.com



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