SUMMARY
Examines, evaluates, and authorizes or recommends approval of customer applications for Mortgage loans by performing the following duties.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Interviews applicant and requests specified information for loan application.
Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.
Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan or submits application to credit analyst for verification and recommendation.
Corresponds with or interviews applicant or creditors to resolve questions regarding application information.
Compiles loan package and facilitates negotiation with applicant according to establishment standards, including fees, loan repayment options, and other credit terms.
Submits loan within specified limits or refers loan to loan committee for approval.
Ensures loan agreements are complete and accurate according to policy.
Assures timely loan closing and funding activities.
Promotes and cross-sells other establishment products and services as appropriate to customer requirements.
Provides loan data to support marketing and sales promotion programs.
Other duties may be assigned.
SUPERVISORY RESPONSIBILITIES
This job has no supervisory responsibilities.
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