Job Title: Credit Administration Manager
Department: Senior Management
Reports To: Director of Credit Administration
FLSA Status: Exempt
SUMMARY
Senior Manager in charge of credit risk management for all Commercial and Mortgage banking activities by performing the following duties.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Implements and manages loan risk rating system.
Evaluates adequacy of the loan loss reserve.
Oversees all charge-off and recovery activity.
Monitors portfolio delinquency performance.
Maintains current loan policy and procedure manuals.
Coordinates activities with the director of Internal Audit.
Maintains current working knowledge of bank regulatory, underwriting, capital, liquidity, interest sensitivity, and other guidelines and requirements.
Prepares an annual Commercial and Residential Portfolio Stress Test
Reviews all commercial real estate appraisals
Monitors all activities associated with Credit Administration
Chairs the Charge-off Committee Meeting
Chairs the Loan Administration Meeting
Attends the Board of Directors Meeting
Special projects as deemed appropriate.
Other duties may be assigned.
SUPERVISORY RESPONSIBILITIES
Manage the Credit Analysts (2 to 5)
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